Borrowing in Saint-Frédéric, Quebec

A loan taken out in Saint-Frédéric is governed by Quebec's licensing rules, and the 2021 Census counted 1,065 people in the community.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

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The census figures for Saint-Frédéric

Statistics Canada's 2021 Census gives Saint-Frédéric a population of 1,065. The census records a land area of 72.3 square kilometres for Saint-Frédéric.

Dividing population by land area gives 14.7 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 635 in the province.

Compared with the other 1150 covered Quebec places, Saint-Frédéric ranks 635 by population.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Saint-Frédéric appears in the census record with 1,065 residents, and the density of 14.7 people per square kilometre follows from it.

Readers comparing Saint-Frédéric with another community can use the same four census fields.

The density figure for Saint-Frédéric, 14.7 people per square kilometre, is calculated from the population and land area above.

Saint-Frédéric is one of 1150 covered Quebec places, counted at 1,065 residents with a land area of 72.3 square kilometres.

Where a figure for Saint-Frédéric could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Frédéric page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Frédéric, the two census fields above are the only local statistics used anywhere on the page.

Saint-Frédéric sits at rank 635 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Frédéric page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Frédéric ranks 635 by 2021 Census population among the covered places in Quebec.

At 1,065 residents in the 2021 Census, Saint-Frédéric is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.