Borrowing in Saint-Félix-de-Valois, Quebec

Saint-Félix-de-Valois is one of the Quebec communities covered here, with a 2021 Census population of 6,975, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

The census figures for Saint-Félix-de-Valois

The 2021 Census counted 6,975 residents in Saint-Félix-de-Valois. Statistics Canada lists 88.4 square kilometres of land for the community.

Population divided by land area produces a density of 78.9 people per square kilometre.

The community is the 147th largest place in the province within this census set.

Saint-Félix-de-Valois therefore appears at rank 147 of 1150 covered Quebec places, with a density of 78.9 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Where a figure for Saint-Félix-de-Valois could not be verified, the page names the publisher instead of printing a number.

Saint-Félix-de-Valois ranks 147 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Félix-de-Valois is 88.4 square kilometres, and the population is 6,975 residents in the 2021 Census.

At 6,975 residents in the 2021 Census, Saint-Félix-de-Valois is listed alongside the other covered places in Quebec.

The density figure for Saint-Félix-de-Valois, 78.9 people per square kilometre, is calculated from the population and land area above.

For Saint-Félix-de-Valois, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Félix-de-Valois page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Félix-de-Valois page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Félix-de-Valois with another community can use the same four census fields.

Saint-Félix-de-Valois is one of 1150 covered Quebec places, counted at 6,975 residents with a land area of 88.4 square kilometres.

Saint-Félix-de-Valois sits at rank 147 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.