Borrowing in Saint-Émile-de-Suffolk, Quebec

Saint-Émile-de-Suffolk is one of the Quebec places covered here, with 512 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Saint-Émile-de-Suffolk

The 2021 Census counted 512 residents in Saint-Émile-de-Suffolk. Its land area is 55.7 square kilometres.

Dividing population by land area gives 9.2 residents per square kilometre, rounded to one decimal place.

The community is the 917th largest place in the province within this census set.

Saint-Émile-de-Suffolk sits at rank 917 among the 1150 Quebec places here, with 512 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

For Saint-Émile-de-Suffolk, the two census fields above are the only local statistics used anywhere on the page.

Saint-Émile-de-Suffolk ranks 917 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Émile-de-Suffolk could not be verified, the page names the publisher instead of printing a number.

Saint-Émile-de-Suffolk sits at rank 917 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 512 residents in the 2021 Census, Saint-Émile-de-Suffolk is listed alongside the other covered places in Quebec.

The Saint-Émile-de-Suffolk page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Saint-Émile-de-Suffolk, 9.2 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Émile-de-Suffolk with another community can use the same four census fields.

Saint-Émile-de-Suffolk appears in the census record with 512 residents, and the density of 9.2 people per square kilometre follows from it.

The land area recorded for Saint-Émile-de-Suffolk is 55.7 square kilometres, and the population is 512 residents in the 2021 Census.

Saint-Émile-de-Suffolk is one of 1150 covered Quebec places, counted at 512 residents with a land area of 55.7 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.