Borrowing in Saint-David, Quebec

A loan taken out in Saint-David is governed by Quebec's licensing rules, and the 2021 Census counted 872 people in the community.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Saint-David

872 people were counted in Saint-David in the 2021 Census. Statistics Canada lists 93.0 square kilometres of land for the community.

On those two figures, density is 9.4 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Saint-David sits at rank 720 by population.

Compared with the other 1150 covered Quebec places, Saint-David ranks 720 by population.

At 872 residents in the 2021 Census, Saint-David is listed alongside the other covered places in Quebec.

Where a figure for Saint-David could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-David, 9.4 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-David with another community can use the same four census fields.

Saint-David ranks 720 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-David page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-David, the two census fields above are the only local statistics used anywhere on the page.

The Saint-David page follows the same structure as every other place page, with population, land area, density and rank.

Saint-David appears in the census record with 872 residents, and the density of 9.4 people per square kilometre follows from it.

The land area recorded for Saint-David is 93.0 square kilometres, and the population is 872 residents in the 2021 Census.

Saint-David is one of 1150 covered Quebec places, counted at 872 residents with a land area of 93.0 square kilometres.

Saint-David sits at rank 720 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.