Borrowing in Saint-Côme, Quebec

This page covers borrowing in Saint-Côme, Quebec: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Saint-Côme

2,583 people were counted in Saint-Côme in the 2021 Census. 164.9 square kilometres of land are attributed to Saint-Côme.

Dividing population by land area gives 15.7 residents per square kilometre, rounded to one decimal place.

By population it ranks 323 among the Quebec places covered here.

Compared with the other 1150 covered Quebec places, Saint-Côme ranks 323 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The land area recorded for Saint-Côme is 164.9 square kilometres, and the population is 2,583 residents in the 2021 Census.

Saint-Côme appears in the census record with 2,583 residents, and the density of 15.7 people per square kilometre follows from it.

Where a figure for Saint-Côme could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Côme page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Côme, the two census fields above are the only local statistics used anywhere on the page.

Saint-Côme is one of 1150 covered Quebec places, counted at 2,583 residents with a land area of 164.9 square kilometres.

Saint-Côme ranks 323 by 2021 Census population among the covered places in Quebec.

Saint-Côme sits at rank 323 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Côme with another community can use the same four census fields.

The density figure for Saint-Côme, 15.7 people per square kilometre, is calculated from the population and land area above.

At 2,583 residents in the 2021 Census, Saint-Côme is listed alongside the other covered places in Quebec.

The Saint-Côme page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.