Borrowing in Saint-Clet, Quebec

Saint-Clet, Quebec, recorded a population of 1,700 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Clet

1,700 people were counted in Saint-Clet in the 2021 Census. The community covers 39.3 square kilometres of land.

Population divided by land area produces a density of 43.2 people per square kilometre.

Among covered Quebec places, Saint-Clet sits at rank 466 by population.

Within Quebec, Saint-Clet is place number 466 by population in this census set, at 1,700 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The land area recorded for Saint-Clet is 39.3 square kilometres, and the population is 1,700 residents in the 2021 Census.

Saint-Clet sits at rank 466 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Clet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Clet is one of 1150 covered Quebec places, counted at 1,700 residents with a land area of 39.3 square kilometres.

The density figure for Saint-Clet, 43.2 people per square kilometre, is calculated from the population and land area above.

Saint-Clet ranks 466 by 2021 Census population among the covered places in Quebec.

At 1,700 residents in the 2021 Census, Saint-Clet is listed alongside the other covered places in Quebec.

Where a figure for Saint-Clet could not be verified, the page names the publisher instead of printing a number.

The Saint-Clet page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Clet, the two census fields above are the only local statistics used anywhere on the page.

Saint-Clet appears in the census record with 1,700 residents, and the density of 43.2 people per square kilometre follows from it.

Readers comparing Saint-Clet with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.