Borrowing in Saint-Cléophas-de-Brandon, Quebec

With 254 residents counted in the 2021 Census, Saint-Cléophas-de-Brandon sits inside Quebec's provincial lending framework.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Saint-Cléophas-de-Brandon

In the 2021 Census, Saint-Cléophas-de-Brandon had 254 residents. Its land area is 15.3 square kilometres.

On those two figures, density is 16.6 residents per square kilometre when rounded to one decimal place.

The community is the 1088th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-Cléophas-de-Brandon ranks 1088 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Saint-Cléophas-de-Brandon ranks 1088 by 2021 Census population among the covered places in Quebec.

For Saint-Cléophas-de-Brandon, the two census fields above are the only local statistics used anywhere on the page.

Saint-Cléophas-de-Brandon appears in the census record with 254 residents, and the density of 16.6 people per square kilometre follows from it.

At 254 residents in the 2021 Census, Saint-Cléophas-de-Brandon is listed alongside the other covered places in Quebec.

Saint-Cléophas-de-Brandon sits at rank 1088 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Saint-Cléophas-de-Brandon is 15.3 square kilometres, and the population is 254 residents in the 2021 Census.

Where a figure for Saint-Cléophas-de-Brandon could not be verified, the page names the publisher instead of printing a number.

The Saint-Cléophas-de-Brandon page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Cléophas-de-Brandon with another community can use the same four census fields.

The density figure for Saint-Cléophas-de-Brandon, 16.6 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Cléophas-de-Brandon page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Cléophas-de-Brandon is one of 1150 covered Quebec places, counted at 254 residents with a land area of 15.3 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.