Borrowing in Saint-Célestin, Quebec

Saint-Célestin, Quebec, recorded a population of 892 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Célestin

The 2021 Census counted 892 residents in Saint-Célestin. Land area for Saint-Célestin is 1.4 square kilometres in the same census.

On those two figures, density is 632.6 residents per square kilometre when rounded to one decimal place.

By population it ranks 712 among the Quebec places covered here.

The place record for Saint-Célestin covers 1.4 square kilometres and 892 residents, a density of 632.6 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The land area recorded for Saint-Célestin is 1.4 square kilometres, and the population is 892 residents in the 2021 Census.

The Saint-Célestin page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Célestin ranks 712 by 2021 Census population among the covered places in Quebec.

Saint-Célestin is one of 1150 covered Quebec places, counted at 892 residents with a land area of 1.4 square kilometres.

Saint-Célestin sits at rank 712 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 892 residents in the 2021 Census, Saint-Célestin is listed alongside the other covered places in Quebec.

Nothing on the Saint-Célestin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Célestin, the two census fields above are the only local statistics used anywhere on the page.

Saint-Célestin appears in the census record with 892 residents, and the density of 632.6 people per square kilometre follows from it.

Where a figure for Saint-Célestin could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Célestin, 632.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Célestin with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.