Borrowing in Saint-Boniface, Quebec

A loan taken out in Saint-Boniface is governed by Quebec's licensing rules, and the 2021 Census counted 5,156 people in the community.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A mortgage is registered against the property, which is what gives the lender its claim. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Saint-Boniface

5,156 people were counted in Saint-Boniface in the 2021 Census. Its land area is 107.4 square kilometres.

On those two figures, density is 48.0 residents per square kilometre when rounded to one decimal place.

By population it ranks 181 among the Quebec places covered here.

Saint-Boniface is one of 1150 places listed for Quebec, ranked 181 by population and measured at 107.4 square kilometres.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Saint-Boniface sits at rank 181 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-Boniface, the two census fields above are the only local statistics used anywhere on the page.

At 5,156 residents in the 2021 Census, Saint-Boniface is listed alongside the other covered places in Quebec.

The density figure for Saint-Boniface, 48.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Boniface is 107.4 square kilometres, and the population is 5,156 residents in the 2021 Census.

Saint-Boniface ranks 181 by 2021 Census population among the covered places in Quebec.

Saint-Boniface appears in the census record with 5,156 residents, and the density of 48.0 people per square kilometre follows from it.

Readers comparing Saint-Boniface with another community can use the same four census fields.

Where a figure for Saint-Boniface could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Boniface page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Boniface is one of 1150 covered Quebec places, counted at 5,156 residents with a land area of 107.4 square kilometres.

The Saint-Boniface page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.