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Borrowing in Saint-Bonaventure, Quebec

Population 1,066, land area 78.7 square kilometres: the census facts for Saint-Bonaventure, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 1,066
Land area 78.7 km²
Provincial regulator See the FCAC list

With 1,066 residents counted in the 2021 Census, Saint-Bonaventure sits inside Quebec's provincial lending framework.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Bonaventure

Statistics Canada's 2021 Census gives Saint-Bonaventure a population of 1,066. Land area for Saint-Bonaventure is 78.7 square kilometres in the same census.

On those two figures, density is 13.5 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Saint-Bonaventure sits at rank 634 by population.

Within Quebec, Saint-Bonaventure is place number 634 by population in this census set, at 1,066 residents.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The land area recorded for Saint-Bonaventure is 78.7 square kilometres, and the population is 1,066 residents in the 2021 Census.

Readers comparing Saint-Bonaventure with another community can use the same four census fields.

Saint-Bonaventure appears in the census record with 1,066 residents, and the density of 13.5 people per square kilometre follows from it.

Where a figure for Saint-Bonaventure could not be verified, the page names the publisher instead of printing a number.

For Saint-Bonaventure, the two census fields above are the only local statistics used anywhere on the page.

At 1,066 residents in the 2021 Census, Saint-Bonaventure is listed alongside the other covered places in Quebec.

Saint-Bonaventure ranks 634 by 2021 Census population among the covered places in Quebec.

The Saint-Bonaventure page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Bonaventure is one of 1150 covered Quebec places, counted at 1,066 residents with a land area of 78.7 square kilometres.

The density figure for Saint-Bonaventure, 13.5 people per square kilometre, is calculated from the population and land area above.

Saint-Bonaventure sits at rank 634 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Bonaventure page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Bonaventure

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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