Borrowing in Saint-Benoît-Labre, Quebec

This page covers borrowing in Saint-Benoît-Labre, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Benoît-Labre

The 2021 Census counted 1,617 residents in Saint-Benoît-Labre. 85.7 square kilometres of land are attributed to Saint-Benoît-Labre.

That gives a density of 18.9 people per square kilometre, rounded to one decimal place.

By population it ranks 481 among the Quebec places covered here.

Saint-Benoît-Labre therefore appears at rank 481 of 1150 covered Quebec places, with a density of 18.9 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Saint-Benoît-Labre sits at rank 481 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Benoît-Labre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,617 residents in the 2021 Census, Saint-Benoît-Labre is listed alongside the other covered places in Quebec.

The land area recorded for Saint-Benoît-Labre is 85.7 square kilometres, and the population is 1,617 residents in the 2021 Census.

Where a figure for Saint-Benoît-Labre could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Benoît-Labre, 18.9 people per square kilometre, is calculated from the population and land area above.

Saint-Benoît-Labre ranks 481 by 2021 Census population among the covered places in Quebec.

The Saint-Benoît-Labre page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Benoît-Labre is one of 1150 covered Quebec places, counted at 1,617 residents with a land area of 85.7 square kilometres.

Readers comparing Saint-Benoît-Labre with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.