Borrowing in Saint-Barthélemy, Quebec

Saint-Barthélemy is one of the Quebec communities covered here, with a 2021 Census population of 2,087, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Saint-Barthélemy

The 2021 Census counted 2,087 residents in Saint-Barthélemy. Land area for Saint-Barthélemy is 105.4 square kilometres in the same census.

The arithmetic gives 19.8 people per square kilometre.

The 2021 Census population places it at rank 393 in the province.

The place record for Saint-Barthélemy covers 105.4 square kilometres and 2,087 residents, a density of 19.8 people per square kilometre.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

Saint-Barthélemy appears in the census record with 2,087 residents, and the density of 19.8 people per square kilometre follows from it.

Readers comparing Saint-Barthélemy with another community can use the same four census fields.

Saint-Barthélemy ranks 393 by 2021 Census population among the covered places in Quebec.

Saint-Barthélemy is one of 1150 covered Quebec places, counted at 2,087 residents with a land area of 105.4 square kilometres.

Nothing on the Saint-Barthélemy page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Barthélemy could not be verified, the page names the publisher instead of printing a number.

For Saint-Barthélemy, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Barthélemy, 19.8 people per square kilometre, is calculated from the population and land area above.

The Saint-Barthélemy page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Barthélemy sits at rank 393 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 2,087 residents in the 2021 Census, Saint-Barthélemy is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.