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Borrowing in Saint-Barnabé, Quebec

Saint-Barnabé, Quebec: 1,186 residents in the 2021 Census, 58.9 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 1,186
Land area 58.9 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Barnabé is governed by Quebec's licensing rules, and the 2021 Census counted 1,186 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The census figures for Saint-Barnabé

In the 2021 Census, Saint-Barnabé had 1,186 residents. The census records a land area of 58.9 square kilometres for Saint-Barnabé.

The arithmetic gives 20.1 people per square kilometre.

The 2021 Census population places it at rank 584 in the province.

Saint-Barnabé is one of 1150 places listed for Quebec, ranked 584 by population and measured at 58.9 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Where a figure for Saint-Barnabé could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Barnabé, 20.1 people per square kilometre, is calculated from the population and land area above.

At 1,186 residents in the 2021 Census, Saint-Barnabé is listed alongside the other covered places in Quebec.

Saint-Barnabé sits at rank 584 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Barnabé ranks 584 by 2021 Census population among the covered places in Quebec.

Saint-Barnabé is one of 1150 covered Quebec places, counted at 1,186 residents with a land area of 58.9 square kilometres.

The Saint-Barnabé page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Saint-Barnabé page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Barnabé with another community can use the same four census fields.

Saint-Barnabé appears in the census record with 1,186 residents, and the density of 20.1 people per square kilometre follows from it.

The land area recorded for Saint-Barnabé is 58.9 square kilometres, and the population is 1,186 residents in the 2021 Census.

For Saint-Barnabé, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Barnabé

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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