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Borrowing in Saint-Augustin-de-Desmaures, Quebec

A guide to borrowing in Saint-Augustin-de-Desmaures, Quebec, with the 2021 Census population of 19,907 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 19,907
Land area 85.8 km²
Provincial regulator See the FCAC list

Saint-Augustin-de-Desmaures is one of the Quebec places covered here, with 19,907 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Joint applications combine two incomes and two sets of obligations in the same assessment. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Saint-Augustin-de-Desmaures

The 2021 Census counted 19,907 residents in Saint-Augustin-de-Desmaures. Its land area is 85.8 square kilometres.

On those two figures, density is 232.0 residents per square kilometre when rounded to one decimal place.

The community is the 58th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-Augustin-de-Desmaures ranks 58 by population.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

Where a figure for Saint-Augustin-de-Desmaures could not be verified, the page names the publisher instead of printing a number.

Saint-Augustin-de-Desmaures ranks 58 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Augustin-de-Desmaures page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Augustin-de-Desmaures, the two census fields above are the only local statistics used anywhere on the page.

Saint-Augustin-de-Desmaures sits at rank 58 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Augustin-de-Desmaures appears in the census record with 19,907 residents, and the density of 232.0 people per square kilometre follows from it.

The land area recorded for Saint-Augustin-de-Desmaures is 85.8 square kilometres, and the population is 19,907 residents in the 2021 Census.

The Saint-Augustin-de-Desmaures page follows the same structure as every other place page, with population, land area, density and rank.

At 19,907 residents in the 2021 Census, Saint-Augustin-de-Desmaures is listed alongside the other covered places in Quebec.

Saint-Augustin-de-Desmaures is one of 1150 covered Quebec places, counted at 19,907 residents with a land area of 85.8 square kilometres.

The density figure for Saint-Augustin-de-Desmaures, 232.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Augustin-de-Desmaures

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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