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Borrowing in Saint-Alphonse-Rodriguez, Quebec

Saint-Alphonse-Rodriguez, Quebec: 3,339 residents in the 2021 Census, 97.5 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 3,339
Land area 97.5 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Alphonse-Rodriguez is governed by Quebec's licensing rules, and the 2021 Census counted 3,339 people in the community.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Alphonse-Rodriguez

Saint-Alphonse-Rodriguez recorded a population of 3,339 in Statistics Canada's 2021 Census of Population. The census records a land area of 97.5 square kilometres for Saint-Alphonse-Rodriguez.

The calculated density is 34.2 people per square kilometre.

The 2021 Census population places it at rank 250 in the province.

Saint-Alphonse-Rodriguez is one of 1150 places listed for Quebec, ranked 250 by population and measured at 97.5 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Saint-Alphonse-Rodriguez ranks 250 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Alphonse-Rodriguez with another community can use the same four census fields.

The Saint-Alphonse-Rodriguez page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Alphonse-Rodriguez is 97.5 square kilometres, and the population is 3,339 residents in the 2021 Census.

At 3,339 residents in the 2021 Census, Saint-Alphonse-Rodriguez is listed alongside the other covered places in Quebec.

The density figure for Saint-Alphonse-Rodriguez, 34.2 people per square kilometre, is calculated from the population and land area above.

Saint-Alphonse-Rodriguez is one of 1150 covered Quebec places, counted at 3,339 residents with a land area of 97.5 square kilometres.

For Saint-Alphonse-Rodriguez, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Saint-Alphonse-Rodriguez could not be verified, the page names the publisher instead of printing a number.

Saint-Alphonse-Rodriguez sits at rank 250 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Alphonse-Rodriguez page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Alphonse-Rodriguez appears in the census record with 3,339 residents, and the density of 34.2 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Alphonse-Rodriguez

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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