Borrowing in Saint-Alexis, Quebec

Saint-Alexis, Quebec, recorded a population of 1,370 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Alexis

Statistics Canada's 2021 Census gives Saint-Alexis a population of 1,370. Land area for Saint-Alexis is 43.0 square kilometres in the same census.

Population divided by land area produces a density of 31.9 people per square kilometre.

The community is the 538th largest place in the province within this census set.

The place record for Saint-Alexis covers 43.0 square kilometres and 1,370 residents, a density of 31.9 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A mortgage is registered against the property, which is what gives the lender its claim. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Saint-Alexis is one of 1150 covered Quebec places, counted at 1,370 residents with a land area of 43.0 square kilometres.

Saint-Alexis sits at rank 538 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Alexis ranks 538 by 2021 Census population among the covered places in Quebec.

For Saint-Alexis, the two census fields above are the only local statistics used anywhere on the page.

Saint-Alexis appears in the census record with 1,370 residents, and the density of 31.9 people per square kilometre follows from it.

The density figure for Saint-Alexis, 31.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Alexis could not be verified, the page names the publisher instead of printing a number.

The Saint-Alexis page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Alexis with another community can use the same four census fields.

The land area recorded for Saint-Alexis is 43.0 square kilometres, and the population is 1,370 residents in the 2021 Census.

Nothing on the Saint-Alexis page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.