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Borrowing in Saint-Alexis-de-Matapédia, Quebec

Saint-Alexis-de-Matapédia, Quebec: 519 residents in the 2021 Census, 84.9 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 519
Land area 84.9 km²
Provincial regulator See the FCAC list

With 519 residents counted in the 2021 Census, Saint-Alexis-de-Matapédia sits inside Quebec's provincial lending framework.

The census figures for Saint-Alexis-de-Matapédia

Statistics Canada's 2021 Census gives Saint-Alexis-de-Matapédia a population of 519. Land area for Saint-Alexis-de-Matapédia is 84.9 square kilometres in the same census.

Dividing population by land area gives 6.1 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Saint-Alexis-de-Matapédia sits at rank 909 by population.

Saint-Alexis-de-Matapédia is one of 1150 places listed for Quebec, ranked 909 by population and measured at 84.9 square kilometres.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

Saint-Alexis-de-Matapédia ranks 909 by 2021 Census population among the covered places in Quebec.

The Saint-Alexis-de-Matapédia page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Alexis-de-Matapédia is 84.9 square kilometres, and the population is 519 residents in the 2021 Census.

Nothing on the Saint-Alexis-de-Matapédia page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Alexis-de-Matapédia could not be verified, the page names the publisher instead of printing a number.

Saint-Alexis-de-Matapédia sits at rank 909 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 519 residents in the 2021 Census, Saint-Alexis-de-Matapédia is listed alongside the other covered places in Quebec.

Saint-Alexis-de-Matapédia appears in the census record with 519 residents, and the density of 6.1 people per square kilometre follows from it.

Saint-Alexis-de-Matapédia is one of 1150 covered Quebec places, counted at 519 residents with a land area of 84.9 square kilometres.

For Saint-Alexis-de-Matapédia, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Alexis-de-Matapédia, 6.1 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Alexis-de-Matapédia with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Alexis-de-Matapédia

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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