Borrowing in Saint-Alexandre-des-Lacs, Quebec

Saint-Alexandre-des-Lacs is one of the Quebec communities covered here, with a 2021 Census population of 298, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Saint-Alexandre-des-Lacs

298 people were counted in Saint-Alexandre-des-Lacs in the 2021 Census. Land area for Saint-Alexandre-des-Lacs is 89.8 square kilometres in the same census.

Population divided by land area produces a density of 3.3 people per square kilometre.

Among covered Quebec places, Saint-Alexandre-des-Lacs sits at rank 1060 by population.

Within Quebec, Saint-Alexandre-des-Lacs is place number 1060 by population in this census set, at 298 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

For Saint-Alexandre-des-Lacs, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Alexandre-des-Lacs is 89.8 square kilometres, and the population is 298 residents in the 2021 Census.

Saint-Alexandre-des-Lacs sits at rank 1060 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 298 residents in the 2021 Census, Saint-Alexandre-des-Lacs is listed alongside the other covered places in Quebec.

Where a figure for Saint-Alexandre-des-Lacs could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Alexandre-des-Lacs page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Alexandre-des-Lacs page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Alexandre-des-Lacs ranks 1060 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Alexandre-des-Lacs with another community can use the same four census fields.

Saint-Alexandre-des-Lacs appears in the census record with 298 residents, and the density of 3.3 people per square kilometre follows from it.

The density figure for Saint-Alexandre-des-Lacs, 3.3 people per square kilometre, is calculated from the population and land area above.

Saint-Alexandre-des-Lacs is one of 1150 covered Quebec places, counted at 298 residents with a land area of 89.8 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.