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Borrowing in Saint-Aimé-du-Lac-des-Îles, Quebec

How borrowing works in Saint-Aimé-du-Lac-des-Îles, Quebec, where the 2021 Census counted 815 residents.

Province Quebec (QC)
Population, 2021 Census 815
Land area 161.6 km²
Provincial regulator See the FCAC list

With 815 residents counted in the 2021 Census, Saint-Aimé-du-Lac-des-Îles sits inside Quebec's provincial lending framework.

The census figures for Saint-Aimé-du-Lac-des-Îles

Saint-Aimé-du-Lac-des-Îles recorded a population of 815 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 161.6 square kilometres of land for the community.

Dividing population by land area gives 5.0 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 746 within this data set.

Within Quebec, Saint-Aimé-du-Lac-des-Îles is place number 746 by population in this census set, at 815 residents.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

For Saint-Aimé-du-Lac-des-Îles, the two census fields above are the only local statistics used anywhere on the page.

At 815 residents in the 2021 Census, Saint-Aimé-du-Lac-des-Îles is listed alongside the other covered places in Quebec.

Saint-Aimé-du-Lac-des-Îles sits at rank 746 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Aimé-du-Lac-des-Îles could not be verified, the page names the publisher instead of printing a number.

Saint-Aimé-du-Lac-des-Îles appears in the census record with 815 residents, and the density of 5.0 people per square kilometre follows from it.

The Saint-Aimé-du-Lac-des-Îles page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Saint-Aimé-du-Lac-des-Îles page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Aimé-du-Lac-des-Îles ranks 746 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Aimé-du-Lac-des-Îles, 5.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Aimé-du-Lac-des-Îles is 161.6 square kilometres, and the population is 815 residents in the 2021 Census.

Readers comparing Saint-Aimé-du-Lac-des-Îles with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Aimé-du-Lac-des-Îles

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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