Borrowing in Saint-Adelme, Quebec

Saint-Adelme is one of the Quebec places covered here, with 484 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Adelme

Statistics Canada's 2021 Census gives Saint-Adelme a population of 484. Its land area is 100.6 square kilometres.

On those two figures, density is 4.8 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Saint-Adelme sits at rank 937 by population.

Within Quebec, Saint-Adelme is place number 937 by population in this census set, at 484 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

At 484 residents in the 2021 Census, Saint-Adelme is listed alongside the other covered places in Quebec.

Saint-Adelme is one of 1150 covered Quebec places, counted at 484 residents with a land area of 100.6 square kilometres.

The Saint-Adelme page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Adelme sits at rank 937 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Adelme page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Saint-Adelme, 4.8 people per square kilometre, is calculated from the population and land area above.

Saint-Adelme ranks 937 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Adelme with another community can use the same four census fields.

For Saint-Adelme, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Adelme is 100.6 square kilometres, and the population is 484 residents in the 2021 Census.

Saint-Adelme appears in the census record with 484 residents, and the density of 4.8 people per square kilometre follows from it.

Where a figure for Saint-Adelme could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.