Borrowing in Roxton Falls, Quebec

A loan taken out in Roxton Falls is governed by Quebec's licensing rules, and the 2021 Census counted 1,322 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Roxton Falls

Population for Roxton Falls stands at 1,322 in the 2021 Census. The census records a land area of 4.9 square kilometres for Roxton Falls.

Population divided by land area produces a density of 267.6 people per square kilometre.

By population it ranks 554 among the Quebec places covered here.

Compared with the other 1150 covered Quebec places, Roxton Falls ranks 554 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Roxton Falls appears in the census record with 1,322 residents, and the density of 267.6 people per square kilometre follows from it.

For Roxton Falls, the two census fields above are the only local statistics used anywhere on the page.

Roxton Falls ranks 554 by 2021 Census population among the covered places in Quebec.

Roxton Falls is one of 1150 covered Quebec places, counted at 1,322 residents with a land area of 4.9 square kilometres.

The land area recorded for Roxton Falls is 4.9 square kilometres, and the population is 1,322 residents in the 2021 Census.

The density figure for Roxton Falls, 267.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Roxton Falls with another community can use the same four census fields.

Nothing on the Roxton Falls page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Roxton Falls sits at rank 554 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Roxton Falls page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Roxton Falls could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.