Borrowing in Rosemère, Quebec

Rosemère, Quebec, recorded a population of 14,090 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Rosemère

14,090 people were counted in Rosemère in the 2021 Census. Land area for Rosemère is 10.7 square kilometres in the same census.

Population divided by land area produces a density of 1319.3 people per square kilometre.

Rosemère ranks 80 by population among the Quebec places on this site.

Rosemère is one of 1150 places listed for Quebec, ranked 80 by population and measured at 10.7 square kilometres.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

For Rosemère, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Rosemère, 1319.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Rosemère with another community can use the same four census fields.

At 14,090 residents in the 2021 Census, Rosemère is listed alongside the other covered places in Quebec.

Rosemère sits at rank 80 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Rosemère ranks 80 by 2021 Census population among the covered places in Quebec.

The land area recorded for Rosemère is 10.7 square kilometres, and the population is 14,090 residents in the 2021 Census.

The Rosemère page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Rosemère page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Rosemère appears in the census record with 14,090 residents, and the density of 1319.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.