Borrowing in Puvirnituq, Quebec

Puvirnituq, Quebec, recorded a population of 2,129 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Puvirnituq

Puvirnituq recorded a population of 2,129 in Statistics Canada's 2021 Census of Population. 81.6 square kilometres of land are attributed to Puvirnituq.

Population divided by land area produces a density of 26.1 people per square kilometre.

The community is the 388th largest place in the province within this census set.

The place record for Puvirnituq covers 81.6 square kilometres and 2,129 residents, a density of 26.1 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Puvirnituq is one of 1150 covered Quebec places, counted at 2,129 residents with a land area of 81.6 square kilometres.

The Puvirnituq page follows the same structure as every other place page, with population, land area, density and rank.

Puvirnituq sits at rank 388 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Puvirnituq is 81.6 square kilometres, and the population is 2,129 residents in the 2021 Census.

The density figure for Puvirnituq, 26.1 people per square kilometre, is calculated from the population and land area above.

Puvirnituq appears in the census record with 2,129 residents, and the density of 26.1 people per square kilometre follows from it.

Nothing on the Puvirnituq page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Puvirnituq, the two census fields above are the only local statistics used anywhere on the page.

At 2,129 residents in the 2021 Census, Puvirnituq is listed alongside the other covered places in Quebec.

Where a figure for Puvirnituq could not be verified, the page names the publisher instead of printing a number.

Puvirnituq ranks 388 by 2021 Census population among the covered places in Quebec.

Readers comparing Puvirnituq with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.