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Borrowing in Portneuf-sur-Mer, Quebec

Portneuf-sur-Mer is one of the Quebec communities covered here, with 612 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 612
Land area 181.9 km²
Provincial regulator See the FCAC list

This page covers borrowing in Portneuf-sur-Mer, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Portneuf-sur-Mer

Portneuf-sur-Mer recorded a population of 612 in Statistics Canada's 2021 Census of Population. The census records a land area of 181.9 square kilometres for Portneuf-sur-Mer.

Population divided by land area produces a density of 3.4 people per square kilometre.

By population it ranks 859 among the Quebec places covered here.

Compared with the other 1150 covered Quebec places, Portneuf-sur-Mer ranks 859 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

At 612 residents in the 2021 Census, Portneuf-sur-Mer is listed alongside the other covered places in Quebec.

Readers comparing Portneuf-sur-Mer with another community can use the same four census fields.

Portneuf-sur-Mer sits at rank 859 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Portneuf-sur-Mer could not be verified, the page names the publisher instead of printing a number.

The density figure for Portneuf-sur-Mer, 3.4 people per square kilometre, is calculated from the population and land area above.

The Portneuf-sur-Mer page follows the same structure as every other place page, with population, land area, density and rank.

Portneuf-sur-Mer is one of 1150 covered Quebec places, counted at 612 residents with a land area of 181.9 square kilometres.

Portneuf-sur-Mer ranks 859 by 2021 Census population among the covered places in Quebec.

Nothing on the Portneuf-sur-Mer page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Portneuf-sur-Mer appears in the census record with 612 residents, and the density of 3.4 people per square kilometre follows from it.

The land area recorded for Portneuf-sur-Mer is 181.9 square kilometres, and the population is 612 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Portneuf-sur-Mer

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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