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Borrowing in Port-Cartier, Quebec

Port-Cartier, Quebec: 6,516 residents in the 2021 Census, 1092.8 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 6,516
Land area 1092.8 km²
Provincial regulator See the FCAC list

A loan taken out in Port-Cartier is governed by Quebec's licensing rules, and the 2021 Census counted 6,516 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Port-Cartier

6,516 people were counted in Port-Cartier in the 2021 Census. Its land area is 1092.8 square kilometres.

On those two figures, density is 6.0 residents per square kilometre when rounded to one decimal place.

By population it ranks 151 among the Quebec places covered here.

Within Quebec, Port-Cartier is place number 151 by population in this census set, at 6,516 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

Where a figure for Port-Cartier could not be verified, the page names the publisher instead of printing a number.

Port-Cartier appears in the census record with 6,516 residents, and the density of 6.0 people per square kilometre follows from it.

The density figure for Port-Cartier, 6.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Port-Cartier is 1092.8 square kilometres, and the population is 6,516 residents in the 2021 Census.

The Port-Cartier page follows the same structure as every other place page, with population, land area, density and rank.

Port-Cartier ranks 151 by 2021 Census population among the covered places in Quebec.

For Port-Cartier, the two census fields above are the only local statistics used anywhere on the page.

Port-Cartier is one of 1150 covered Quebec places, counted at 6,516 residents with a land area of 1092.8 square kilometres.

At 6,516 residents in the 2021 Census, Port-Cartier is listed alongside the other covered places in Quebec.

Nothing on the Port-Cartier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Port-Cartier sits at rank 151 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Port-Cartier

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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