Borrowing in Pont-Rouge, Quebec

Pont-Rouge, Quebec, recorded a population of 10,121 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for Pont-Rouge

Statistics Canada's 2021 Census gives Pont-Rouge a population of 10,121. Statistics Canada lists 121.1 square kilometres of land for the community.

The calculated density is 83.6 people per square kilometre.

The 2021 Census population places it at rank 109 in the province.

Pont-Rouge is one of 1150 places listed for Quebec, ranked 109 by population and measured at 121.1 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The land area recorded for Pont-Rouge is 121.1 square kilometres, and the population is 10,121 residents in the 2021 Census.

Pont-Rouge is one of 1150 covered Quebec places, counted at 10,121 residents with a land area of 121.1 square kilometres.

Pont-Rouge sits at rank 109 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Pont-Rouge could not be verified, the page names the publisher instead of printing a number.

For Pont-Rouge, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Pont-Rouge, 83.6 people per square kilometre, is calculated from the population and land area above.

Readers comparing Pont-Rouge with another community can use the same four census fields.

Nothing on the Pont-Rouge page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pont-Rouge appears in the census record with 10,121 residents, and the density of 83.6 people per square kilometre follows from it.

Pont-Rouge ranks 109 by 2021 Census population among the covered places in Quebec.

The Pont-Rouge page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.