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Borrowing in Pointe-Lebel, Quebec

Pointe-Lebel, Quebec: 1,817 residents in the 2021 Census, 85.5 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 1,817
Land area 85.5 km²
Provincial regulator See the FCAC list

A loan taken out in Pointe-Lebel is governed by Quebec's licensing rules, and the 2021 Census counted 1,817 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Pointe-Lebel

In the 2021 Census, Pointe-Lebel had 1,817 residents. Its land area is 85.5 square kilometres.

On those two figures, density is 21.2 residents per square kilometre when rounded to one decimal place.

The community is the 430th largest place in the province within this census set.

Pointe-Lebel is one of 1150 places listed for Quebec, ranked 430 by population and measured at 85.5 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A mortgage is registered against the property, which is what gives the lender its claim. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

For Pointe-Lebel, the two census fields above are the only local statistics used anywhere on the page.

Pointe-Lebel is one of 1150 covered Quebec places, counted at 1,817 residents with a land area of 85.5 square kilometres.

Pointe-Lebel appears in the census record with 1,817 residents, and the density of 21.2 people per square kilometre follows from it.

At 1,817 residents in the 2021 Census, Pointe-Lebel is listed alongside the other covered places in Quebec.

Nothing on the Pointe-Lebel page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Pointe-Lebel could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Pointe-Lebel is 85.5 square kilometres, and the population is 1,817 residents in the 2021 Census.

Pointe-Lebel ranks 430 by 2021 Census population among the covered places in Quebec.

Pointe-Lebel sits at rank 430 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Pointe-Lebel with another community can use the same four census fields.

The density figure for Pointe-Lebel, 21.2 people per square kilometre, is calculated from the population and land area above.

The Pointe-Lebel page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Pointe-Lebel

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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