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Borrowing in Plessisville, Quebec

Plessisville, Quebec: 2,655 residents in the 2021 Census, 141.2 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 2,655
Land area 141.2 km²
Provincial regulator See the FCAC list

Plessisville is one of the Quebec communities covered here, with a 2021 Census population of 2,655, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Plessisville

Statistics Canada's 2021 Census gives Plessisville a population of 2,655. Its land area is 141.2 square kilometres.

Dividing population by land area gives 18.8 residents per square kilometre, rounded to one decimal place.

Plessisville ranks 315 by population among the Quebec places on this site.

Plessisville is one of 1150 places listed for Quebec, ranked 315 by population and measured at 141.2 square kilometres.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The Plessisville page follows the same structure as every other place page, with population, land area, density and rank.

Plessisville ranks 315 by 2021 Census population among the covered places in Quebec.

Where a figure for Plessisville could not be verified, the page names the publisher instead of printing a number.

Plessisville sits at rank 315 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Plessisville is one of 1150 covered Quebec places, counted at 2,655 residents with a land area of 141.2 square kilometres.

At 2,655 residents in the 2021 Census, Plessisville is listed alongside the other covered places in Quebec.

The land area recorded for Plessisville is 141.2 square kilometres, and the population is 2,655 residents in the 2021 Census.

For Plessisville, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Plessisville with another community can use the same four census fields.

The density figure for Plessisville, 18.8 people per square kilometre, is calculated from the population and land area above.

Plessisville appears in the census record with 2,655 residents, and the density of 18.8 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Plessisville

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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