Borrowing in Pikogan, Quebec

Pikogan, Quebec, recorded a population of 540 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pikogan

Population for Pikogan stands at 540 in the 2021 Census. 1.0 square kilometres of land are attributed to Pikogan.

That gives a density of 540.0 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 898 in the province.

Pikogan sits at rank 898 among the 1150 Quebec places here, with 540 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Joint applications combine two incomes and two sets of obligations in the same assessment.

The density figure for Pikogan, 540.0 people per square kilometre, is calculated from the population and land area above.

Pikogan is one of 1150 covered Quebec places, counted at 540 residents with a land area of 1.0 square kilometres.

Pikogan ranks 898 by 2021 Census population among the covered places in Quebec.

Where a figure for Pikogan could not be verified, the page names the publisher instead of printing a number.

Readers comparing Pikogan with another community can use the same four census fields.

Pikogan appears in the census record with 540 residents, and the density of 540.0 people per square kilometre follows from it.

At 540 residents in the 2021 Census, Pikogan is listed alongside the other covered places in Quebec.

Pikogan sits at rank 898 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Pikogan, the two census fields above are the only local statistics used anywhere on the page.

The Pikogan page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Pikogan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Pikogan is 1.0 square kilometres, and the population is 540 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.