Borrowing in Percé, Quebec

This page covers borrowing in Percé, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Percé

In the 2021 Census, Percé had 3,095 residents. Statistics Canada lists 432.8 square kilometres of land for the community.

On those two figures, density is 7.2 residents per square kilometre when rounded to one decimal place.

The community is the 267th largest place in the province within this census set.

Percé therefore appears at rank 267 of 1150 covered Quebec places, with a density of 7.2 people per square kilometre.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Percé page follows the same structure as every other place page, with population, land area, density and rank.

Percé appears in the census record with 3,095 residents, and the density of 7.2 people per square kilometre follows from it.

The land area recorded for Percé is 432.8 square kilometres, and the population is 3,095 residents in the 2021 Census.

Nothing on the Percé page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Percé ranks 267 by 2021 Census population among the covered places in Quebec.

Where a figure for Percé could not be verified, the page names the publisher instead of printing a number.

At 3,095 residents in the 2021 Census, Percé is listed alongside the other covered places in Quebec.

Readers comparing Percé with another community can use the same four census fields.

Percé sits at rank 267 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Percé, 7.2 people per square kilometre, is calculated from the population and land area above.

Percé is one of 1150 covered Quebec places, counted at 3,095 residents with a land area of 432.8 square kilometres.

For Percé, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.