Borrowing in Paspébiac, Quebec

Paspébiac, Quebec, recorded a population of 3,033 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for Paspébiac

Paspébiac recorded a population of 3,033 in Statistics Canada's 2021 Census of Population. Land area for Paspébiac is 95.0 square kilometres in the same census.

Dividing population by land area gives 31.9 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Paspébiac sits at rank 272 by population.

Paspébiac therefore appears at rank 272 of 1150 covered Quebec places, with a density of 31.9 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The density figure for Paspébiac, 31.9 people per square kilometre, is calculated from the population and land area above.

Paspébiac sits at rank 272 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Paspébiac ranks 272 by 2021 Census population among the covered places in Quebec.

Nothing on the Paspébiac page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Paspébiac is one of 1150 covered Quebec places, counted at 3,033 residents with a land area of 95.0 square kilometres.

Paspébiac appears in the census record with 3,033 residents, and the density of 31.9 people per square kilometre follows from it.

At 3,033 residents in the 2021 Census, Paspébiac is listed alongside the other covered places in Quebec.

Readers comparing Paspébiac with another community can use the same four census fields.

The land area recorded for Paspébiac is 95.0 square kilometres, and the population is 3,033 residents in the 2021 Census.

The Paspébiac page follows the same structure as every other place page, with population, land area, density and rank.

For Paspébiac, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Paspébiac could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.