Compare loans

Borrowing in Odanak, Quebec

Odanak is one of the Quebec communities covered here, with 481 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 481
Land area 5.6 km²
Provincial regulator See the FCAC list

Odanak, Quebec, recorded a population of 481 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Odanak

Statistics Canada's 2021 Census gives Odanak a population of 481. 5.6 square kilometres of land are attributed to Odanak.

On those two figures, density is 85.7 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 939 within this data set.

Within Quebec, Odanak is place number 939 by population in this census set, at 481 residents.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Joint applications combine two incomes and two sets of obligations in the same assessment. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The density figure for Odanak, 85.7 people per square kilometre, is calculated from the population and land area above.

For Odanak, the two census fields above are the only local statistics used anywhere on the page.

At 481 residents in the 2021 Census, Odanak is listed alongside the other covered places in Quebec.

Odanak ranks 939 by 2021 Census population among the covered places in Quebec.

Nothing on the Odanak page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Odanak is 5.6 square kilometres, and the population is 481 residents in the 2021 Census.

Odanak appears in the census record with 481 residents, and the density of 85.7 people per square kilometre follows from it.

Where a figure for Odanak could not be verified, the page names the publisher instead of printing a number.

The Odanak page follows the same structure as every other place page, with population, land area, density and rank.

Odanak sits at rank 939 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Odanak is one of 1150 covered Quebec places, counted at 481 residents with a land area of 5.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Odanak

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.