Borrowing in Noyan, Quebec

This page covers borrowing in Noyan, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Noyan

Noyan recorded a population of 1,418 in Statistics Canada's 2021 Census of Population. 44.3 square kilometres of land are attributed to Noyan.

That gives a density of 32.0 people per square kilometre, rounded to one decimal place.

Noyan ranks 523 by population among the Quebec places on this site.

Noyan therefore appears at rank 523 of 1150 covered Quebec places, with a density of 32.0 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A credit file is compiled by private agencies from information lenders and other creditors report. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Noyan is one of 1150 covered Quebec places, counted at 1,418 residents with a land area of 44.3 square kilometres.

Where a figure for Noyan could not be verified, the page names the publisher instead of printing a number.

Noyan appears in the census record with 1,418 residents, and the density of 32.0 people per square kilometre follows from it.

For Noyan, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Noyan with another community can use the same four census fields.

The land area recorded for Noyan is 44.3 square kilometres, and the population is 1,418 residents in the 2021 Census.

Nothing on the Noyan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Noyan, 32.0 people per square kilometre, is calculated from the population and land area above.

The Noyan page follows the same structure as every other place page, with population, land area, density and rank.

Noyan ranks 523 by 2021 Census population among the covered places in Quebec.

Noyan sits at rank 523 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,418 residents in the 2021 Census, Noyan is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.