Borrowing in Notre-Dame-du-Rosaire, Quebec

Notre-Dame-du-Rosaire, Quebec, recorded a population of 371 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The census figures for Notre-Dame-du-Rosaire

The 2021 Census counted 371 residents in Notre-Dame-du-Rosaire. The census records a land area of 164.6 square kilometres for Notre-Dame-du-Rosaire.

On those two figures, density is 2.3 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 1016 within this data set.

Notre-Dame-du-Rosaire is one of 1150 places listed for Quebec, ranked 1016 by population and measured at 164.6 square kilometres.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The density figure for Notre-Dame-du-Rosaire, 2.3 people per square kilometre, is calculated from the population and land area above.

Notre-Dame-du-Rosaire sits at rank 1016 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Notre-Dame-du-Rosaire, the two census fields above are the only local statistics used anywhere on the page.

Notre-Dame-du-Rosaire ranks 1016 by 2021 Census population among the covered places in Quebec.

The land area recorded for Notre-Dame-du-Rosaire is 164.6 square kilometres, and the population is 371 residents in the 2021 Census.

Readers comparing Notre-Dame-du-Rosaire with another community can use the same four census fields.

Notre-Dame-du-Rosaire is one of 1150 covered Quebec places, counted at 371 residents with a land area of 164.6 square kilometres.

Where a figure for Notre-Dame-du-Rosaire could not be verified, the page names the publisher instead of printing a number.

Nothing on the Notre-Dame-du-Rosaire page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Notre-Dame-du-Rosaire page follows the same structure as every other place page, with population, land area, density and rank.

Notre-Dame-du-Rosaire appears in the census record with 371 residents, and the density of 2.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.