Borrowing in Notre-Dame-de-l'Île-Perrot, Quebec

With 11,427 residents counted in the 2021 Census, Notre-Dame-de-l'Île-Perrot sits inside Quebec's provincial lending framework.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

The census figures for Notre-Dame-de-l'Île-Perrot

Notre-Dame-de-l'Île-Perrot recorded a population of 11,427 in Statistics Canada's 2021 Census of Population. The community covers 28.1 square kilometres of land.

Population divided by land area produces a density of 407.2 people per square kilometre.

The 2021 Census population places it at rank 97 in the province.

Within Quebec, Notre-Dame-de-l'Île-Perrot is place number 97 by population in this census set, at 11,427 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

For Notre-Dame-de-l'Île-Perrot, the two census fields above are the only local statistics used anywhere on the page.

At 11,427 residents in the 2021 Census, Notre-Dame-de-l'Île-Perrot is listed alongside the other covered places in Quebec.

The land area recorded for Notre-Dame-de-l'Île-Perrot is 28.1 square kilometres, and the population is 11,427 residents in the 2021 Census.

Notre-Dame-de-l'Île-Perrot appears in the census record with 11,427 residents, and the density of 407.2 people per square kilometre follows from it.

Nothing on the Notre-Dame-de-l'Île-Perrot page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Notre-Dame-de-l'Île-Perrot sits at rank 97 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Notre-Dame-de-l'Île-Perrot could not be verified, the page names the publisher instead of printing a number.

Readers comparing Notre-Dame-de-l'Île-Perrot with another community can use the same four census fields.

Notre-Dame-de-l'Île-Perrot is one of 1150 covered Quebec places, counted at 11,427 residents with a land area of 28.1 square kilometres.

The density figure for Notre-Dame-de-l'Île-Perrot, 407.2 people per square kilometre, is calculated from the population and land area above.

The Notre-Dame-de-l'Île-Perrot page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.