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Borrowing in Notre-Dame-de-Bonsecours, Quebec

A guide to borrowing in Notre-Dame-de-Bonsecours, Quebec, with the 2021 Census population of 285 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 285
Land area 258.4 km²
Provincial regulator See the FCAC list

This page covers borrowing in Notre-Dame-de-Bonsecours, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Notre-Dame-de-Bonsecours

Population for Notre-Dame-de-Bonsecours stands at 285 in the 2021 Census. Land area for Notre-Dame-de-Bonsecours is 258.4 square kilometres in the same census.

The arithmetic gives 1.1 people per square kilometre.

The 2021 Census population places it at rank 1074 in the province.

Compared with the other 1150 covered Quebec places, Notre-Dame-de-Bonsecours ranks 1074 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Notre-Dame-de-Bonsecours is one of 1150 covered Quebec places, counted at 285 residents with a land area of 258.4 square kilometres.

Nothing on the Notre-Dame-de-Bonsecours page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Notre-Dame-de-Bonsecours could not be verified, the page names the publisher instead of printing a number.

The Notre-Dame-de-Bonsecours page follows the same structure as every other place page, with population, land area, density and rank.

At 285 residents in the 2021 Census, Notre-Dame-de-Bonsecours is listed alongside the other covered places in Quebec.

The density figure for Notre-Dame-de-Bonsecours, 1.1 people per square kilometre, is calculated from the population and land area above.

Notre-Dame-de-Bonsecours sits at rank 1074 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Notre-Dame-de-Bonsecours appears in the census record with 285 residents, and the density of 1.1 people per square kilometre follows from it.

Notre-Dame-de-Bonsecours ranks 1074 by 2021 Census population among the covered places in Quebec.

The land area recorded for Notre-Dame-de-Bonsecours is 258.4 square kilometres, and the population is 285 residents in the 2021 Census.

Readers comparing Notre-Dame-de-Bonsecours with another community can use the same four census fields.

For Notre-Dame-de-Bonsecours, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Notre-Dame-de-Bonsecours

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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