Borrowing in North Hatley, Quebec

With 675 residents counted in the 2021 Census, North Hatley sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for North Hatley

Statistics Canada's 2021 Census gives North Hatley a population of 675. Its land area is 3.4 square kilometres.

That gives a density of 201.5 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, North Hatley sits at rank 820 by population.

The place record for North Hatley covers 3.4 square kilometres and 675 residents, a density of 201.5 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Joint applications combine two incomes and two sets of obligations in the same assessment. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The land area recorded for North Hatley is 3.4 square kilometres, and the population is 675 residents in the 2021 Census.

North Hatley appears in the census record with 675 residents, and the density of 201.5 people per square kilometre follows from it.

The North Hatley page follows the same structure as every other place page, with population, land area, density and rank.

North Hatley ranks 820 by 2021 Census population among the covered places in Quebec.

Nothing on the North Hatley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for North Hatley could not be verified, the page names the publisher instead of printing a number.

For North Hatley, the two census fields above are the only local statistics used anywhere on the page.

North Hatley is one of 1150 covered Quebec places, counted at 675 residents with a land area of 3.4 square kilometres.

North Hatley sits at rank 820 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing North Hatley with another community can use the same four census fields.

At 675 residents in the 2021 Census, North Hatley is listed alongside the other covered places in Quebec.

The density figure for North Hatley, 201.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.