Borrowing in Namur, Quebec

Namur is one of the Quebec communities covered here, with a 2021 Census population of 633, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Namur

Namur recorded a population of 633 in Statistics Canada's 2021 Census of Population. 56.2 square kilometres of land are attributed to Namur.

The arithmetic gives 11.3 people per square kilometre.

Its provincial population rank is 847 within this data set.

Namur therefore appears at rank 847 of 1150 covered Quebec places, with a density of 11.3 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The land area recorded for Namur is 56.2 square kilometres, and the population is 633 residents in the 2021 Census.

Readers comparing Namur with another community can use the same four census fields.

Namur is one of 1150 covered Quebec places, counted at 633 residents with a land area of 56.2 square kilometres.

At 633 residents in the 2021 Census, Namur is listed alongside the other covered places in Quebec.

The Namur page follows the same structure as every other place page, with population, land area, density and rank.

Namur sits at rank 847 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Namur, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Namur could not be verified, the page names the publisher instead of printing a number.

Namur appears in the census record with 633 residents, and the density of 11.3 people per square kilometre follows from it.

The density figure for Namur, 11.3 people per square kilometre, is calculated from the population and land area above.

Namur ranks 847 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.