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Borrowing in Murdochville, Quebec

Borrowing in Murdochville is licensed by Quebec, and the 2021 Census counted 643 people across 60.8 square kilometres.

Province Quebec (QC)
Population, 2021 Census 643
Land area 60.8 km²
Provincial regulator See the FCAC list

With 643 residents counted in the 2021 Census, Murdochville sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Murdochville

Population for Murdochville stands at 643 in the 2021 Census. The census records a land area of 60.8 square kilometres for Murdochville.

On those two figures, density is 10.6 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 838 within this data set.

The place record for Murdochville covers 60.8 square kilometres and 643 residents, a density of 10.6 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Murdochville appears in the census record with 643 residents, and the density of 10.6 people per square kilometre follows from it.

For Murdochville, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Murdochville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Murdochville is 60.8 square kilometres, and the population is 643 residents in the 2021 Census.

Murdochville sits at rank 838 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Murdochville, 10.6 people per square kilometre, is calculated from the population and land area above.

Where a figure for Murdochville could not be verified, the page names the publisher instead of printing a number.

Readers comparing Murdochville with another community can use the same four census fields.

Murdochville is one of 1150 covered Quebec places, counted at 643 residents with a land area of 60.8 square kilometres.

At 643 residents in the 2021 Census, Murdochville is listed alongside the other covered places in Quebec.

Murdochville ranks 838 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Murdochville

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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