Borrowing in Mont-Saint-Pierre, Quebec

Mont-Saint-Pierre is one of the Quebec communities covered here, with a 2021 Census population of 186, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Mont-Saint-Pierre

Statistics Canada's 2021 Census gives Mont-Saint-Pierre a population of 186. Its land area is 52.1 square kilometres.

Dividing population by land area gives 3.6 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 1120 in the province.

The place record for Mont-Saint-Pierre covers 52.1 square kilometres and 186 residents, a density of 3.6 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A mortgage is registered against the property, which is what gives the lender its claim.

The Mont-Saint-Pierre page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Mont-Saint-Pierre could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Mont-Saint-Pierre is 52.1 square kilometres, and the population is 186 residents in the 2021 Census.

Mont-Saint-Pierre is one of 1150 covered Quebec places, counted at 186 residents with a land area of 52.1 square kilometres.

Mont-Saint-Pierre sits at rank 1120 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Mont-Saint-Pierre, 3.6 people per square kilometre, is calculated from the population and land area above.

Nothing on the Mont-Saint-Pierre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Mont-Saint-Pierre, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Mont-Saint-Pierre with another community can use the same four census fields.

At 186 residents in the 2021 Census, Mont-Saint-Pierre is listed alongside the other covered places in Quebec.

Mont-Saint-Pierre appears in the census record with 186 residents, and the density of 3.6 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.