Borrowing in Mont-Saint-Grégoire, Quebec

Mont-Saint-Grégoire, Quebec, recorded a population of 3,136 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Mont-Saint-Grégoire

Mont-Saint-Grégoire recorded a population of 3,136 in Statistics Canada's 2021 Census of Population. The census records a land area of 79.8 square kilometres for Mont-Saint-Grégoire.

Population divided by land area produces a density of 39.3 people per square kilometre.

By population it ranks 262 among the Quebec places covered here.

The place record for Mont-Saint-Grégoire covers 79.8 square kilometres and 3,136 residents, a density of 39.3 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The land area recorded for Mont-Saint-Grégoire is 79.8 square kilometres, and the population is 3,136 residents in the 2021 Census.

Mont-Saint-Grégoire sits at rank 262 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Mont-Saint-Grégoire, the two census fields above are the only local statistics used anywhere on the page.

At 3,136 residents in the 2021 Census, Mont-Saint-Grégoire is listed alongside the other covered places in Quebec.

Mont-Saint-Grégoire is one of 1150 covered Quebec places, counted at 3,136 residents with a land area of 79.8 square kilometres.

Mont-Saint-Grégoire appears in the census record with 3,136 residents, and the density of 39.3 people per square kilometre follows from it.

The density figure for Mont-Saint-Grégoire, 39.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Mont-Saint-Grégoire page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Mont-Saint-Grégoire with another community can use the same four census fields.

Where a figure for Mont-Saint-Grégoire could not be verified, the page names the publisher instead of printing a number.

The Mont-Saint-Grégoire page follows the same structure as every other place page, with population, land area, density and rank.

Mont-Saint-Grégoire ranks 262 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.