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Borrowing in Mont-Albert, Quebec

A guide to borrowing in Mont-Albert, Quebec, with the 2021 Census population of 167 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 167
Land area 3463.2 km²
Provincial regulator See the FCAC list

Mont-Albert, Quebec, recorded a population of 167 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Mont-Albert

The 2021 Census counted 167 residents in Mont-Albert. 3463.2 square kilometres of land are attributed to Mont-Albert.

The calculated density is 0.0 people per square kilometre.

Among covered Quebec places, Mont-Albert sits at rank 1132 by population.

The place record for Mont-Albert covers 3463.2 square kilometres and 167 residents, a density of 0.0 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

For Mont-Albert, the two census fields above are the only local statistics used anywhere on the page.

Mont-Albert ranks 1132 by 2021 Census population among the covered places in Quebec.

Readers comparing Mont-Albert with another community can use the same four census fields.

Where a figure for Mont-Albert could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Mont-Albert is 3463.2 square kilometres, and the population is 167 residents in the 2021 Census.

The density figure for Mont-Albert, 0.0 people per square kilometre, is calculated from the population and land area above.

Nothing on the Mont-Albert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Mont-Albert appears in the census record with 167 residents, and the density of 0.0 people per square kilometre follows from it.

Mont-Albert is one of 1150 covered Quebec places, counted at 167 residents with a land area of 3463.2 square kilometres.

Mont-Albert sits at rank 1132 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Mont-Albert page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Mont-Albert

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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