Borrowing in Maria, Quebec

Maria is one of the Quebec communities covered here, with a 2021 Census population of 2,760, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The census figures for Maria

In the 2021 Census, Maria had 2,760 residents. The community covers 94.9 square kilometres of land.

That gives a density of 29.1 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Maria sits at rank 299 by population.

Maria therefore appears at rank 299 of 1150 covered Quebec places, with a density of 29.1 people per square kilometre.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

At 2,760 residents in the 2021 Census, Maria is listed alongside the other covered places in Quebec.

The land area recorded for Maria is 94.9 square kilometres, and the population is 2,760 residents in the 2021 Census.

Maria is one of 1150 covered Quebec places, counted at 2,760 residents with a land area of 94.9 square kilometres.

Maria sits at rank 299 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Maria appears in the census record with 2,760 residents, and the density of 29.1 people per square kilometre follows from it.

The Maria page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Maria page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Maria with another community can use the same four census fields.

The density figure for Maria, 29.1 people per square kilometre, is calculated from the population and land area above.

Maria ranks 299 by 2021 Census population among the covered places in Quebec.

Where a figure for Maria could not be verified, the page names the publisher instead of printing a number.

For Maria, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.