Borrowing in Lyster, Quebec

A loan taken out in Lyster is governed by Quebec's licensing rules, and the 2021 Census counted 1,587 people in the community.

The census figures for Lyster

In the 2021 Census, Lyster had 1,587 residents. Its land area is 167.6 square kilometres.

The calculated density is 9.5 people per square kilometre.

Among covered Quebec places, Lyster sits at rank 487 by population.

Lyster therefore appears at rank 487 of 1150 covered Quebec places, with a density of 9.5 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Nothing on the Lyster page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Lyster is one of 1150 covered Quebec places, counted at 1,587 residents with a land area of 167.6 square kilometres.

Lyster ranks 487 by 2021 Census population among the covered places in Quebec.

The Lyster page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Lyster could not be verified, the page names the publisher instead of printing a number.

At 1,587 residents in the 2021 Census, Lyster is listed alongside the other covered places in Quebec.

For Lyster, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Lyster, 9.5 people per square kilometre, is calculated from the population and land area above.

Lyster appears in the census record with 1,587 residents, and the density of 9.5 people per square kilometre follows from it.

Readers comparing Lyster with another community can use the same four census fields.

The land area recorded for Lyster is 167.6 square kilometres, and the population is 1,587 residents in the 2021 Census.

Lyster sits at rank 487 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.