Borrowing in Lotbinière, Quebec

Lotbinière, Quebec, recorded a population of 855 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Lotbinière

Lotbinière recorded a population of 855 in Statistics Canada's 2021 Census of Population. Land area for Lotbinière is 79.9 square kilometres in the same census.

On those two figures, density is 10.7 residents per square kilometre when rounded to one decimal place.

By population it ranks 729 among the Quebec places covered here.

Within Quebec, Lotbinière is place number 729 by population in this census set, at 855 residents.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Lotbinière appears in the census record with 855 residents, and the density of 10.7 people per square kilometre follows from it.

The land area recorded for Lotbinière is 79.9 square kilometres, and the population is 855 residents in the 2021 Census.

Nothing on the Lotbinière page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 855 residents in the 2021 Census, Lotbinière is listed alongside the other covered places in Quebec.

For Lotbinière, the two census fields above are the only local statistics used anywhere on the page.

Lotbinière sits at rank 729 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Lotbinière page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Lotbinière could not be verified, the page names the publisher instead of printing a number.

The density figure for Lotbinière, 10.7 people per square kilometre, is calculated from the population and land area above.

Lotbinière ranks 729 by 2021 Census population among the covered places in Quebec.

Lotbinière is one of 1150 covered Quebec places, counted at 855 residents with a land area of 79.9 square kilometres.

Readers comparing Lotbinière with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.