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Borrowing in Les Escoumins, Quebec

How borrowing works in Les Escoumins, Quebec, where the 2021 Census counted 1,794 residents.

Province Quebec (QC)
Population, 2021 Census 1,794
Land area 265.9 km²
Provincial regulator See the FCAC list

This page covers borrowing in Les Escoumins, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Les Escoumins

The 2021 Census counted 1,794 residents in Les Escoumins. Statistics Canada lists 265.9 square kilometres of land for the community.

Population divided by land area produces a density of 6.7 people per square kilometre.

Les Escoumins ranks 441 by population among the Quebec places on this site.

The place record for Les Escoumins covers 265.9 square kilometres and 1,794 residents, a density of 6.7 people per square kilometre.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The land area recorded for Les Escoumins is 265.9 square kilometres, and the population is 1,794 residents in the 2021 Census.

The density figure for Les Escoumins, 6.7 people per square kilometre, is calculated from the population and land area above.

Nothing on the Les Escoumins page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Les Escoumins appears in the census record with 1,794 residents, and the density of 6.7 people per square kilometre follows from it.

Les Escoumins is one of 1150 covered Quebec places, counted at 1,794 residents with a land area of 265.9 square kilometres.

Where a figure for Les Escoumins could not be verified, the page names the publisher instead of printing a number.

Les Escoumins sits at rank 441 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,794 residents in the 2021 Census, Les Escoumins is listed alongside the other covered places in Quebec.

For Les Escoumins, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Les Escoumins with another community can use the same four census fields.

Les Escoumins ranks 441 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Les Escoumins

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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