Borrowing in Les Éboulements, Quebec

Les Éboulements is one of the Quebec communities covered here, with a 2021 Census population of 1,465, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The census figures for Les Éboulements

Les Éboulements recorded a population of 1,465 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 156.2 square kilometres of land for the community.

That gives a density of 9.4 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Les Éboulements sits at rank 512 by population.

Compared with the other 1150 covered Quebec places, Les Éboulements ranks 512 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

At 1,465 residents in the 2021 Census, Les Éboulements is listed alongside the other covered places in Quebec.

The land area recorded for Les Éboulements is 156.2 square kilometres, and the population is 1,465 residents in the 2021 Census.

Les Éboulements appears in the census record with 1,465 residents, and the density of 9.4 people per square kilometre follows from it.

The Les Éboulements page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Les Éboulements with another community can use the same four census fields.

Les Éboulements sits at rank 512 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Les Éboulements could not be verified, the page names the publisher instead of printing a number.

The density figure for Les Éboulements, 9.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Les Éboulements page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Les Éboulements is one of 1150 covered Quebec places, counted at 1,465 residents with a land area of 156.2 square kilometres.

For Les Éboulements, the two census fields above are the only local statistics used anywhere on the page.

Les Éboulements ranks 512 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.