Borrowing in Larouche, Quebec

With 1,601 residents counted in the 2021 Census, Larouche sits inside Quebec's provincial lending framework.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Larouche

The 2021 Census counted 1,601 residents in Larouche. The community covers 84.7 square kilometres of land.

Population divided by land area produces a density of 18.9 people per square kilometre.

By population it ranks 485 among the Quebec places covered here.

Larouche therefore appears at rank 485 of 1150 covered Quebec places, with a density of 18.9 people per square kilometre.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The land area recorded for Larouche is 84.7 square kilometres, and the population is 1,601 residents in the 2021 Census.

Larouche ranks 485 by 2021 Census population among the covered places in Quebec.

For Larouche, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Larouche with another community can use the same four census fields.

Larouche sits at rank 485 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,601 residents in the 2021 Census, Larouche is listed alongside the other covered places in Quebec.

The Larouche page follows the same structure as every other place page, with population, land area, density and rank.

Larouche appears in the census record with 1,601 residents, and the density of 18.9 people per square kilometre follows from it.

Nothing on the Larouche page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Larouche is one of 1150 covered Quebec places, counted at 1,601 residents with a land area of 84.7 square kilometres.

The density figure for Larouche, 18.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.