Borrowing in Lachute, Quebec

Lachute, Quebec, recorded a population of 14,100 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Lachute

In the 2021 Census, Lachute had 14,100 residents. Land area for Lachute is 108.7 square kilometres in the same census.

The arithmetic gives 129.8 people per square kilometre.

Lachute ranks 79 by population among the Quebec places on this site.

Within Quebec, Lachute is place number 79 by population in this census set, at 14,100 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Lachute ranks 79 by 2021 Census population among the covered places in Quebec.

Nothing on the Lachute page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Lachute with another community can use the same four census fields.

Lachute sits at rank 79 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Lachute, 129.8 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Lachute is 108.7 square kilometres, and the population is 14,100 residents in the 2021 Census.

Where a figure for Lachute could not be verified, the page names the publisher instead of printing a number.

For Lachute, the two census fields above are the only local statistics used anywhere on the page.

Lachute is one of 1150 covered Quebec places, counted at 14,100 residents with a land area of 108.7 square kilometres.

Lachute appears in the census record with 14,100 residents, and the density of 129.8 people per square kilometre follows from it.

The Lachute page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.