Borrowing in Lac-Sainte-Marie, Quebec

Lac-Sainte-Marie, Quebec, recorded a population of 677 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Lac-Sainte-Marie

The 2021 Census counted 677 residents in Lac-Sainte-Marie. Its land area is 205.7 square kilometres.

Population divided by land area produces a density of 3.3 people per square kilometre.

By population it ranks 819 among the Quebec places covered here.

Lac-Sainte-Marie therefore appears at rank 819 of 1150 covered Quebec places, with a density of 3.3 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Lac-Sainte-Marie page follows the same structure as every other place page, with population, land area, density and rank.

Lac-Sainte-Marie is one of 1150 covered Quebec places, counted at 677 residents with a land area of 205.7 square kilometres.

For Lac-Sainte-Marie, the two census fields above are the only local statistics used anywhere on the page.

Lac-Sainte-Marie appears in the census record with 677 residents, and the density of 3.3 people per square kilometre follows from it.

Lac-Sainte-Marie sits at rank 819 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Lac-Sainte-Marie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Lac-Sainte-Marie with another community can use the same four census fields.

Where a figure for Lac-Sainte-Marie could not be verified, the page names the publisher instead of printing a number.

Lac-Sainte-Marie ranks 819 by 2021 Census population among the covered places in Quebec.

The land area recorded for Lac-Sainte-Marie is 205.7 square kilometres, and the population is 677 residents in the 2021 Census.

At 677 residents in the 2021 Census, Lac-Sainte-Marie is listed alongside the other covered places in Quebec.

The density figure for Lac-Sainte-Marie, 3.3 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.